PHP Agency in the News

$1 Million Doesn’t Cut It for Retirement Yahoo finance

Conventional wisdom says you need to save $1 million for retirement.

That target may be easy to remember, but it falls short of the true cost of what’s required for post-career comfort. Longer life spans, the threat of inflation and the uncertain future of Social Security benefits make this long-touted savings advice inadequate for most, advisers say.

Click here to read the rest:
Assessing Your Middle-Class Status Despite the so-called recovery, many families continue to struggle, with income and other living standards slipping below thresholds that typically represent middle-class quality of life. We’ve      assembled a variety of metrics to help determine whether you’re getting ahead, holding steady, or slipping further than most. Click on the link to read the article. It has real interesting stats to view.

US News Article- How Do You Gage the Middle Class Status


5 Secrets of Self-Made Millionaires
They’re just like you, but with lots of money.

When you think “millionaire,” what image comes to mind? For many of us, it’s a flashy Wall Street banker type who flies a private jet, collects cars and lives the kind of decadent lifestyle that would make Donald Trump proud.

But many modern millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates them isn’t material possessions but the choices that money can bring: “For the rich, it’s not about getting more stuff. It’s about having the freedom to make almost any decision you want,” says T. Harv Eker, author of Secrets of the Millionaire Mind. Wealth means you can send your child to any school or quit a job you don’t like.

According to the Spectrem Wealth Study, an annual survey of America’s wealthy, there are more people living the good life than ever before—the number of millionaires nearly doubled in the last decade. And the rich are getting richer. To make it onto the Forbes 400 list of the richest Americans, a mere billionaire no longer makes the cut. This year you needed a net worth of at least $1.3 billion.
By Kristyn Kusek Lewis
For the entire article click on the link.


Hot Jobs for Hard Times

This is a great article from Wall Street Journal about hot jobs for hard times.  It’s an article you won’t be able to stop reading.


21 Things You Should Never Buy New

The wealthy are always cautious about saving money.  Always looking for deals.  This is a great article about how to save money on purchases.  You will find it useful.


How Rich is Rich?
Great article from Yahoo about how Rich is Rich?


USA Today article: Boomers wanting to work past retirement age find limited options
Baby Boomers approaching retirement age are in for a rude awakening.
Many want to keep working, knowing that they likely will live well into their 80s and 90s, stay healthier than previous generations and need more cash to keep paying the bills.


Press release about PHP on CNBC
Media Personality Glenn Beck Endorses ‘People Helping People’ in Radio Spot Conservative Talk Show Host Supports Mission and Values of New Business Venture
Published: Tuesday, 28 Sep 2010 | 11:04 AM ET

NORTHRIDGE, Calif., Sep 28, 2010 (BUSINESS WIRE) — Conservative talk show host, author and media entrepreneur Glenn Beck has joined a growing list of notable authors and personalities who have endorsed entrepreneur Patrick Bet-David and his atypical financial services company, People Helping People.

“People Helping People empowers those who still believe in the American dream,” said Beck in a 60-second recorded endorsement that can be found at “Living free from debt and achieving prosperity starts with financial education. Patrick’s message is saving America through the principles of free enterprise and financial independence.” Bet-David opened People Helping People in 2009 as a 21st century makeover of a traditional financial service product offering — life insurance products and annuities. For People Helping People, or “PHP” as it is referred to by its agents, the opportunity to help America and encourage entrepreneurship is just as important as selling insurance.

“All of the great accomplishments that happen in this world come from people helping other people,” said Bet-David in explaining his mission. “PHP is about first educating our clients on basic financial fundamentals. Person by person, we can bring hope to American families by helping them master their finances and build their earning potential.” Beck is the latest notable figure to endorse Bet-David and the People Helping People business philosophy. Earlier this year, best-selling author Patrick Kelly (“Tax-Free Retirement”) endorsed the fledgling company, and this summer, “Mental Toughness” best-selling author and motivational speaker Steve Siebold called Bet-David a “leader for the future.” People Helping People, Siebold continued, “is destined to become an international powerhouse in the financial services industry.” In his recorded endorsement, Beck also said, “Fixing this country starts with getting your own house in order. When Patrick Bet-David talks about his company, he sounds more like he’s starting a movement!” Bet-David believes his cause begins with a passion for the American principles of free enterprise and working hard to realize your own success. The charismatic CEO is himself an immigrant from Iran as a child, and passionately believes in the promise of the American dream. In addition to running PHP, Bet-David also hosts the popular “Saving America” show every week on KKLA 99.5FM.

By any measurement, PHP is a concept gaining traction. In only one year, there are already 2,000 PHP agents licensed and appointed in 17 states. For more information, call 877-788-4366     877-788-4366    or visit <> .

SOURCE: People Helping People Agency LLC.

CONTACT: Perez Consulting Chris Perez, 951-279-3306  951-279-3306 Copyright Business Wire 2010


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